Across the country, community development organizations are being hit with skyrocketing insurance premiums, shrinking coverage, and policy cancellations—threatening their ability to build housing, operate facilities, and serve communities. This session will unpack the market forces reshaping the insurance landscape and how these shifts are impacting mission-driven nonprofits. Experts will explore a range of federal policy options—both realistic and aspirational—and provide practical guidance for organizations facing unaffordable or unavailable coverage. Come away with a clearer understanding of the systemic nature of this crisis and tools to manage risk in an increasingly volatile environment.